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Online baccarat casinos offer fast rounds with simple rules and room for strategic betting. Beyond the classic player, banker, and tie wagers, you’ll also find side bets, flexible table limits, and variations such as live dealer baccarat, Punto Banco, and Chemin de Fer.
Below, you’ll find our top recommended sites for playing baccarat online.
Top Baccarat Casinos for Real Money
3 Top Online Baccarat Casinos Reviewed
With so many sites to choose from, we’ve done some digging to find the top 3 baccarat online casinos that come with the best variety of baccarat games, top bonuses, and super fast payout speeds.
Best Baccarat Casino Overall – BetWhale
BetWhale offers one of the widest baccarat ranges in the market with over 20 baccarat titles like live dealer, no-commission, Dragon Tiger, Punto Banco, and Super 6 variants. High rollers can play hands up to US$10,000, and you can join tables from just US$1, making it a great option for all. The site’s baccarat bets count 20% toward the 250% welcome bonus, a much higher contribution than most other sites.
- The Perks – Up to $2,500 welcome package, missions, pick a box rewards, levels to climb, and 24/7 live chat.
- Baccarat Games – 8x live dealer baccarat tables, 6x RNG games including No Commission Baccarat, Dragon Tiger
- Cashier – Deposits and speedy payouts using traditional banking options (cards), 9 cryptocurrencies, and PayPal.
- Wild Card – BetWhale’s layout and navigation are second-to-none, letting you find what you want in no time.
- The Catch – BetWhale does not offer cashback, but watch for regular bonus alternatives.
| Welcome Bonus | 250% up to $2,500 |
| Promo Code | ACTIONPACK |
| Minimum Deposit | $20 |
| Wagering Requirement | 30x |
Best Baccarat Casino for Bonuses – Raging Bull
Raging Bull’s baccarat game selection may not be as good as BetWhale’s, but its ongoing promotions and cashback rewards make it a top choice.
- The Perks – 250% up to $2,500 welcome bonus with only 10x wagering, weekly cashback, VIP Arena program.
- Baccarat Games – RNG baccarat.
- Cashier – Standard bank cards and 3 cryptocurrencies (Bitcoin, Litecoin, and Ethereum) offer near instant deposits.
- Wild Card – Raging Bull has an Android app, and an iOS option is on the horizon.
- The Catch – No live casino games.
| Welcome Bonus | 350% up to $3,500 + 50 Free Spins |
| Promo Code | SMART350 |
| Minimum Deposit | $30 |
| Wagering Requirement | 10x |
Best Baccarat Casino with Low Limits – Lucky Red
Play baccarat from just $1 a round at Lucky Red. Perfect if you want a few hands without breaking the bank. Simple, quick, and low-stakes, just the way baccarat should be.
- The Perks – Huge loyalty rewards, and seasonal special offers.
- Baccarat Games – RNG baccarat.
- Cashier – Fast deposits with bank cards, including American Express, and 7 crypto options.
- Wild Card – All Lucky Red games are tested by independent authority i-Tech Labs, guaranteeing fair play.
- The Catch – The 50x wagering is a little high, so you’ll need to play more to release your bonus cash.
| Welcome Bonus | 450% up to $4,500 |
| Promo Code | SPECIAL450 |
| Minimum Deposit | $20 |
| Wagering Requirement | 50x |
Can You Play Baccarat Online for Real Money?
Yes, you can play with real money at the best online casinos for baccarat in the US. All the sites on this page are offshore casinos licensed internationally by respected gambling regulatory authorities like Curacao or Panama. These casinos let you play top baccarat games to win real cash.
Types of Baccarat Games at Casinos
The best online baccarat casinos typically offer more types of games than land-based casinos. So, you won’t just find ‘standard’ baccarat, but can enjoy some exciting variations to spice up your time at the tables.
Here’s a brief rundown of the different sorts of baccarat games you’ll come across.
Standard Baccarat
Standard baccarat is a simple game that suits everyone, especially casual players looking to ease into the action. RNG standard baccarat game rounds kick off as soon as you place your bet, so you won’t need to wait for a real dealer to act as you do in live table games.
Live Dealer Baccarat
Live dealer baccarat takes the game to a new level. You see an engaging live stream of a real baccarat table in action, and watch as the dealer places out the cards and declares the winner of each round. The stake limits are usually a little higher than standard RNG table games.
EZ Baccarat
EZ Baccarat is a faster-paced game with no commission paid on Banker Bets. Instead, the game becomes a push if the Banker wins with a three-card winning total of 7 points. Since the lack of commission simplifies things a bit, EZ baccarat suits beginners and casual players.
No Commission Baccarat
No commission is paid in No Commission Baccarat, just like EZ Baccarat. But in this game variation, you only get a 0.5:1 payout (half the usual amount) if the Banker hand wins with a total of 6. This is another speeded-up version of the game, so it appeals to all, especially players who appreciate lower wagering.
Mini Baccarat
Mini Baccarat is more suited to live casinos. In traditional games, the shoe for dealing moves from one player to the next. Mini Baccarat simplifies things by having just the dealer handle the cards.
Dragon Tiger
Dragon Tiger is a simplified version of baccarat. Banker and Player betting options are replaced by Dragon and Tiger, and rather than getting two cards each, Dragon and Tiger get just one. The winner is the highest hand.
Online Baccarat Casino Games Compared
To simplify things, here’s a side-by-side comparison of the common game variations:
| Games | Payouts | House Edge |
|---|---|---|
| Standard Baccarat | Banker – 0.95:1 Player – 1:1 Tie – 8:1 | Banker – 1.06% Player – 1.24% Tie – 14.4% |
| Live Dealer Baccarat | Banker – 0.95:1 Player – 1:1 Tie – 8:1 | Banker – 1.06% Player – 1.24% Tie – 14.4% |
| EZ Baccarat | Banker – 1:1 (but push if Banker wins on 7) Player – 1:1 Tie – 8:1 | Banker – 1.02% Player – 1.24% Tie – 14.4% |
| No Commission Baccarat | Banker – 1:1 (0.5:1 if Banker wins with 6) Player – 1:1 Tie – 8:1 | Banker – 1.46% Player – 1.24% Tie – 14.4% |
| Mini Baccarat | Banker – 0.95/1 Player – 1:1 Tie – 8/1 | Banker – 1.06% Player – 1.24% Tie – 14.4% |
| Dragon Tiger | Banker – 1:1 Player – 1:1 Tie – 8:1 | Dragon – 3.73% Tiger – 3.73% Tie – 32% |
Best Variants to Play at Online Baccarat Casinos
With plenty of choice when it comes to baccarat games, you might find some that suit your style or preferences better.
Here’s a quick guide to help you decide:
- Low stakes – Play Mini Baccarat because it usually has a lower minimum bet.
- High stakes – Standard or live baccarat suits high rollers who love the traditional game format, especially in live dealer form.
- Speed play – RNG baccarat games run faster because a computer deals the cards and collects them at the end of each round. It’s much quicker than a live table game dealer. Consider EZ Baccarat or No Commission Baccarat, too, as it’s faster when the dealer doesn’t have to work out commission payments.
- Social feel – Play live baccarat where you watch the dealer in action and can chat with them and other players via the chat box.
- Better odds – EZ Baccarat offers the lowest house edge of all the baccarat variants, so consider finding this game if you want to increase your chances of making a profit.
Our top-rated casinos stock at least one or two of these games. Be sure to check out BetWhale, which has standard, no commission, and Dragon Tiger variants, plus eight live dealer baccarat tables.
How Does Live Dealer Baccarat Work?
Live dealer baccarat takes your gameplay to another level. Rather than playing on your own against a computerized dealer, you join other players at online casinos at a special live baccarat table, with a real dealer.
The action streams live from a casino studio, bringing high-definition results straight to your screen (and it works well on mobile, too). The casino overlays your betting options, and it’s here that you can move your virtual chips into your preferred betting segment on the table (like Banker, Player, or Tie).
Seeing the dealer handle and deal the cards adds unrivaled realism to your gameplay, and you also get the benefit of being able to chat with the dealer and other players at the table using the chat box.
What is No Commission Baccarat?
In standard blackjack, the house takes a 0.5% commission on winnings placed on successful Banker bets. In No Commission Baccarat, that fee is removed, and you get the full 1:1 payout.
But before you celebrate too much, you should know that in its place, you only get half the winnings (0.5/1) if the Banker wins with a total of six.
While the game runs fast, because the dealer isn’t busy sorting out the commission, the house edge on Banker Bets is slightly higher in the No Commission Baccarat format at 1.46% compared with 1.06% in the standard game.
| Game | Payout | House Edge |
|---|---|---|
| Standard Baccarat | Banker – 0.95:1 | Banker ~ 1.06% |
| No Commission Baccarat | Banker – 1:1 (but winning 6 totals are a push) | Banker ~ 1.46% |
Best Bonuses at Baccarat Online Casinos
Most welcome bonuses are geared towards slot players, so table games like baccarat don’t contribute much towards the wagering requirement.
You can still claim and redeem the bonus, of course, but it might take a little more playing time before the bonus cash becomes your own.
Here’s a rundown of the most common bonuses at online baccarat casinos.
Reloads
Reload bonuses are basically extra cash added when you top up your account. For baccarat players, that means more hands to play without dipping into your own money. You’ll need to meet the wagering requirements to cash out, but it’s a great way to get in some extra bonus cash.
Cashback
Cashback is an excellent way to sweeten the blow of any losing streak. The best online baccarat casinos generally offer cashback, which returns a percentage of your weekly net losses back into your account. Cashback starts at a flat rate, like 10% of losses, but most sites increase it as you progress through their VIP program.
Crypto Bonuses
Online baccarat casinos like you to deposit and withdraw with crypto because it’s a frictionless payment method that takes much less admin time and cost.
So, to encourage you to deposit with the likes of Bitcoin or Ethereum, you might get a better crypto bonus offer than you would depositing in USD.
VIP Rewards
VIP programs at baccarat casinos are designed to reward you the more you play. Everyone starts on the bottom tier, but as you rise through the program, you’ll be offered better bonuses, including cashback on baccarat games, higher reload bonuses, and other perks like a personal host.
Payment Options at Online Baccarat Casinos
You have plenty of choices when it comes to depositing and withdrawing from online baccarat casinos, here are the most popular methods:
- Credit/debit cards – All of our recommended sites allow Visa, Mastercard, and, in many cases, American Express and Discover. Expect instant deposits and withdrawals within three days at these credit card casinos.
- eWallets – If you find options for the likes of PayPal or Skrill, deposit and withdrawal times are similar to bank cards.
- Crypto – You get faster payouts (sometimes within minutes) and can deposit and withdraw larger amounts using crypto. Check for enhanced crypto bonuses, too.
Online Baccarat Apps
All the best baccarat online casinos work well on mobile, whether with a dedicated app or if you’re playing on your usual mobile browser. And there’s no discernible difference between iOS and Android performance (we tested them both).
There are some differences to know between RNG games and live dealer games, though. RNG baccarat uses little data or processing power on your device. The focus is also on your play only, so it’s faster.
Our top pick for playing baccarat on mobile is BetWhale. Even though Raging Bull and Slots of Vegas have independent Android apps, the mobile experience of playing in-browser on BetWhale is slightly better.
FAQs
You can play online baccarat in all US states apart from Hawaii and Utah. Playing at international casinos like our top-rated platforms is not expressly outlawed everywhere else, so you can deposit and play with peace of mind.
Yes, you can. Join one of our top-rated online baccarat casinos and you play for real money, depositing and withdrawing your funds using bank cards, crypto, or eWallets. These casinos are based offshore and licensed by respected gaming authorities.
We list plenty of options on this page, but our top recommendation is BetWhale, which has the best selection of baccarat games, including live dealer options, and offers fast payouts. You also get a solid welcome bonus.
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